Your Money, Finally
Intelligent.
Track expenses with voice in Hinglish. AI insights that actually make sense. Budgets, investments, tax — all free. Built for India, works globally.
Now on Android · iOS coming soon
Balance
₹2,45,000
Income
₹85,000
Expenses
₹42,350
Savings
₹42,650
0+
Features
0%
Free Forever
0+
Banks Supported
0+
Indian Languages
Designed for how you actually use money
Dashboard
Voice Entry
Scan Bill
AI Chat
Monthly Recap
Five big upgrades, free for everyone
Scan Bill
Snap any receipt — amount, merchant, date auto-parsed.
Monthly Recap
Beautiful share card for your finance milestones.
Home Widget
Balance + savings on your Android home screen.
Smart Alerts
Push notifications for budgets, bills, and recurring charges.
Refer & Earn
Invite friends, unlock badges, grow together.
Everything you need.
Nothing you don't.
One app to track, budget, invest, and grow. Powered by AI that speaks your language.
AI Chat Assistant
Ask about your finances in English or Hindi. Get personalized insights powered by Claude AI.
Voice Entry
Say "Aaj Swiggy pe 450 rupay" — AI parses it instantly. No typing needed.
SMS Auto-Import
Reads bank SMS from 40+ Indian banks. Transactions imported automatically.
Smart Budgets
Set category-wise limits. Get alerts before overspending. Budget rollover built-in.
Investment Portfolio
Track MF, stocks, FD, PPF, NPS, gold, crypto — all in one dashboard.
India Tax Helper
Auto-tag 80C, 80D, HRA deductions. Generate ITR filing guide.
Three steps to financial zen
Sign Up Free
Create account with email or Google. Takes 30 seconds.
Add Transactions
Voice, SMS auto-import, or manual. AI categorizes everything.
Get Insights
AI analyzes spending, predicts trends, and helps you save more.
Talk to your money.
In any language.
Ask questions about your spending in English, Hindi, or Hinglish. ZenPaisa's AI understands context, remembers your goals, and gives actionable advice.
Mera food budget kitna bacha hai?
Your food budget for April: ₹8,500 limit, ₹5,230 spent. You have ₹3,270 remaining with 16 days left. You're on track! 🎯
Show my top expenses
Top 3 this month:
1. Swiggy — ₹2,100 (40%)
2. Groceries — ₹1,800 (34%)
3. Chai ☕ — ₹1,330 (26%)
Why ZenPaisa wins
| Feature | ZenPaisa | YNAB ($109/yr) | Monarch ($99/yr) | Walnut |
|---|---|---|---|---|
| AI Chat Assistant | ||||
| Voice Entry (Hindi) | ||||
| SMS Auto-Import | ||||
| Investment Tracking | ||||
| Tax Helper (India) | ||||
| Family Sharing | ||||
| Savings Goals | ||||
| Gamification | ||||
| Spending Forecast | ||||
| Price | FREE | $109/yr | $99/yr | Free* |
Built for India
Designed from day one for Indian finances — UPI, bank SMS, Hinglish, tax sections, and rupees.
UPI & 40+ Banks
Auto-import from HDFC, SBI, ICICI, Axis...
10+ Languages
Voice entry in Hindi, Tamil, Telugu, Kannada...
No Bank Login
Works via SMS — zero credentials needed
Start your journey to
financial freedom
Join thousands taking control of their money with AI. Free forever, no credit card required.
No credit card needed. Free forever.